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What Does CAC stand for in Coin Grading?

An 1854 $20 Liberty Gold Double Eagle in a Holder.

What do these letters mean? I don’t speak Greek!

The CAC, or Certified Acceptance Corporation, is a third-party grading service founded in 2007. The goal of the CAC is to provide collectors with another level of confidence in the quality and authenticity of their graded coins.

To accomplish this, the CAC specializes in certifying coins graded by one of the premiere coin-grading organizations like PCGS or NGC. Certified coins earn a CAC sticker on the holder that indicates the coin has met their standards of rarity and quality. These stickers are recognized throughout the numismatic world as a token of the coin’s quality and authenticity.

What do CAC Sticker Colors Mean?

Coins deemed higher end for their grade are given a green sticker, which can add premiums of up to 92% to the coin’s value.

Ungraded coins that would otherwise earn a green sticker in the next highest grade are given gold stickers, which often average a 90% greater value than PCGS or NGC-graded coins already given the next highest grade.

What Coins does CAC Grade?

The Certified Acceptance Corporation is selective in what coins they grade. There is an approved list of American coins by year.

Coin AcceptedYears
All Half Cents1793-1857
All Large Cents1793-1857
Small Cents
Flying Eagle1856-1856
Indian Head1859-1909 (Proof)
Lincoln1909-1958 (Mint State)
Will Accept these Doubled Dies1955, 1969-S, 1970-S, 1971-S, 1972, 1983, 1984, and 1995
Does not recognize 1936 Type 3 or 1972 Type 2 Doubled Die Cents
All Two Cents1864-1873
Three Cents
Half Dimes1794-1873
Five Cents (Nickel)
Liberty Head1883-1913
Jefferson1938-1942 (Proof)
1939 Double Monticello & Five Cents
Ten Cents (Dimes)1796-1945
Twenty Cents1875-1878
Quarter Dollars1794-1935
Washington1932-1964 (Mint State)
1932-1942 (Proof)
Half Dollars1794-1935
Franklin Halves1984-1963 All Mint State and Proof Coins Accepted
All Silver Dollars1794-1935
Eisenhower Dollars1971-1978 (Mint State)
One Dollar (Gold)1849-1889
$2.50 Gold1796-1929
$3 Gold1854-1889
$10 Gold1795-1933
$20 Gold1850-1933
Classic Silver Commemoratives1893-1954
Classic Gold Commemoratives1903-1926
All Territorial GoldExcept California Fractional Gold
All Patterns
All Hawaiian
All Confederate

How Much Does CAC Verification Cost?

CAC submission pricing is broken into tiers based on the coin’s insured value. There is a cost of $16 per coin for coins insured up to $10,000 in tier one, $35 per coin for coins insured between $10,000-$25,000 in tier two, and tier three, which costs $75 per coin for coins insured over $25,000.

Quick Guides to Investing

Step 1:

Why Buy Physical Gold and Silver?

If you are concerned about the volatility of the stock market, you’re not alone. The extreme highs and lows of the stock market often lead investors towards safe-haven assets, like bullion. Historically, the Precious Metals market has an inverse relationship with the stock market, meaning that when stocks are up, bullion is down and vice versa.

Step 2:

How Much Gold and Silver Should You Have?

This question is one of the most important for investors to answer. After all, experts suggest limits on how much of any types of investments should go into a portfolio. After deciding to purchase and own Precious Metals and considering how much money to allocate, one can then think about how much and what to buy at any point in time.

Step 3:

Which Precious Metals Should I Buy?

With the frequent changes in the market and countless Precious Metal products available, choosing investments can be difficult. Some want Gold or Silver coins, rounds or bars while others want products that are valuable because of their design, mintage or other collectible qualities. Also, collectors may shop for unique sets and individual pieces for their collections.

Step 4:

When to Buy Gold & Silver

After considering why, how much, and what Precious Metals products to buy, an investor’s next step is when to buy them. This decision requires an understanding of market trends and the impact of economic factors on precious metal prices.

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